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Opting-Out refers to the process for removing your name from lists supplied by the Consumer Credit Reporting Companies, Equifax, Experian, Innovis and TransUnion, to be used for firm (preapproved / prescreened) offers of credit or insurance. Your rights as a consumer under the Fair Credit Reporting Act (FCRA) include the right to “Opt-Out” for 5 years or permanently.
If you choose permanent Opt-Out, you must “confirm” your request in writing by submitting a signed Permanent Opt-Out Election form. At the time that you submit your electronic request, you will receive a confirmation that you should print along with the Permanent Opt-Out Election Form. You may begin the permanent Opt-Out process on this secure website, however, in order to complete your request, you must return the signed Permanent Opt-Out Election form. The Permanent Opt-Out Election form will be provided to you after you initiate your request on this website. In the interim, we will complete a 5 year Opt-Out request on your behalf within 5 business days. We will make your request permanent when we receive your signed Permanent Opt-Out Election form.
Through this site, the Consumer Credit Reporting Companies are providing consumers with an easy and convenient way to initiate their right for permanent Opt-Out.
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